Car Loan Finance Calculators

FinanceCalculator.co.za provides instant access to a number of online finance calculators to assist South African consumers with making educated decisions regarding financing cars, bonds, education, business, etc. On this page you
will find calculators and resources for:

Vehicle Financing, Bonds and Home Loans, Personal Loans, and Business Financing.

Remember these are just estimation tools! Please read the Disclaimer carefully.






Online Car Finance Calculator

The tools below will help you calculate how much you can realistically afford to pay towards a car finance instalment each
month before actually purchasing a vehicle.

Purchase Price R (Incl. VAT)
Deposit  Not always required. This is the amount you have available to reduce the finance loan amount, if any. R
Trade In  This is the value of your existing car if you will be trading it in to reduce the finance loan amount. R
Current Prime Interest Rate
Interest  Varies per finance provider. Usually between 13% and 14.5%.   %
Residual  Residual value/balloon payment is an optional amount payable only at the end of the contract. This reduces the monthly payments to make them more affordable, but the total interest paid can be higher. Usually 30-35%, but should be as low as possible.   %
Terms  Normally 54 months, but can be changed  
       
Results
Loan amount: R
Residual amount: R
Monthly repayments: R

Interested in finance?

Call us on 0861 762 782 during office hours, or simply click here to fill in our contact form, and we'll contact you.


More Vehicle Payment Calculators in South Africa

Taking the time to calculate your own affordability and check rates from banks and financial institutions is absolutely essential to ensure that your vehicle finance is approved, everything runs smoothly, and you get the best vehicle finance available in South Africa. Most South African financial institutions, car dealers, and banks such as ABSA and Wesbank that provide vehicle finance services have their own handy online vehicle finance repayment calculators:

Back to Top



Online Home Loan Calculator

The tool below will help you calculate how much you can realistically afford to pay towards bond repayments each month before applying for and committing to the loan.

Calculates the monthly repayment amount. The instalment amount not include extra bank charges or insurance costs.
Home Loan Amount
Deposit
Current Prime Interest Rate
Interest Rate  %
Bond Term  Normally 20 years, but can be changed.  (years)
          
Results
Home Loan Amount: 0.00
Monthly instalment: 0.00
 


More Home Loan Calculators

Congratulations on deciding to buy a home! Bond financing is available in South Africa from the following banks:

Back to Top



Personal Loan Calculators

If you aren't here to arrange finance for purchasing a vehicle, then you are probably looking to take out a personal loan or a home loan. Just as you will need to calculate your vehicle finance repayments, so will you need to calculate your bond or home loan repayments! Having access to a reliable loans calculator, such as those listed below, will certainly assist you with this. Take the time to consider your monthly income as well as all your expected and unexpected monthly expenses before considering a loan of any kind

Back to Top

Business Loans

Congratulations on deciding to start and/or grow your business! Small business and corporate financing is available in South Africa from the following banks:

Back to Top

More Online Car Payment Calculators

You can also use the free online calculators and tools from banks and financial institutions in South Africa to ensure that you find the best deal to suit your budget and get your vehicle finance application approved:

arrowABSA Car Finance Calculator
arrowFNB Vehicle repayment calculator
arrowFNB Vehicle purchase price calculator
arrowWesBank GMSA Financial Services
arrowStandard Bank Car payments Calculator

Vehicle Manufacturers
Installment Calculation Tools

arrowVW Monthly Payment Calculator
arrowToyota Monthly Installment Calculator

Remember these are only estimation tools. Contact the banks or finance providers in South Africa directly with the correct documents to perform a credit assessment and confirm the
actual amount.

Please read the Disclaimer carefully.

New & Used Cars Online

arrowCars.co.za
arrowAutoTrader
arrowCarshop.co.za
arrowMcCarthy Call-a-Car
arrowImperial Select
arrowBarloworld MyWheels

New Car Prices

arrowNew Car Prices by vehicle make

Interested in finance? Call us on 0861 762 782 during office hours, or simply click here to fill in our contact form, and we'll contact you.