Car Loan Finance Calculators's free online car finance repayment calculator and resources can be used to calculate affordability before actually making the decision to purchase a car and apply for financing. These are just estimation tools! Please read the Disclaimer carefully.

Vehicle Finance Calculator

Enter your values into the free online car loan repayment calculator below to instantly calculate car repayments:

Purchase Price R (Incl. VAT)
Deposit  Not always required. This is the amount you have available to reduce the finance loan amount, if any. R
Trade In  This is the value of your existing car if you will be trading it in to reduce the finance loan amount. R
Current Prime Interest Rate
Interest  Varies per finance provider. Usually between 13% and 14.5%.   %
Residual  Residual value/balloon payment is an optional amount payable only at the end of the contract. This reduces the monthly payments to make them more affordable, but the total interest paid can be higher. Usually 30-35%, but should be as low as possible.   %
Terms  Normally 54 months, but can be changed  
Loan amount: R
Residual amount: R
Monthly repayments: R

More Online Car Payment Calculators

You can also use the free online calculators and tools from banks and financial institutions in South Africa to ensure that you find the best deal to suit your budget and get your vehicle finance application approved:

Vehicle Manufacturers Installment Calculation Tools

Remember these are only estimation tools. Contact the banks or finance providers in South Africa directly with the correct documents to perform a credit assessment and confirm the actual amount.
Please read the Disclaimer carefully.

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